Christmas can be a stressful holiday in the best of economic times. Unfortuantely this year it could be a little more stressful than usual. Layoffs, and the fear of layoffs makes the average family take a closer look at the money they have and they money that they want to spend on Christmas. There are different ways that you can take some of the sting out of your holiday buying. One of those ways is to use a layaway program.
A layaway program is where you go to a retailer, pick out the items you want to buy, and then take them back to the layaway department. There a clerk rings them up, bags them or boxes them neatly, lets you know the total and tells you what you will need to pay each week to keep those items. Yeah, you make payments on your purchases each week. How cool is that?
There is only one major retailer that is doing this anymore. Kmart. I used to work for Kmart and have to tell you that the Kmart Lay-Away is a very popular way to make sure that you can afford the items you want to give your family and friends for Christmas. The program takes some planning, you are choosing items for a futuer period in time. But think of the convenience of walking into the store, picking out your items, and having your shopping over until you go back and pick it up. That is convenience.
I a looking at at Sony 37 inch tv. This one to be exact:
Kmart Lay-away
I like the idea that I can go into the store, pick out my purchase, and then pay for it over a period of up to 8 weeks. That works for me in a big way.
Namaste.
